12817Chestertown, NY Housing Market

Leaning buyer's+8.2% YoY

$362,500median sale price

The 12817 zip code, located in Chestertown, NY, is currently classified as a leaning buyer's. The median sale price stands at $362,500, representing a +8.2% change year over year. Homes in this area spend an average of 54 days on the market before going under contract. There are currently 8 active listings in the area, which influences how much negotiating power buyers and sellers have.

Understanding zip-code-level data is essential for making informed real estate decisions. City-wide averages can mask significant variation between neighborhoods, and the 12817 market may perform differently from surrounding areas depending on local school quality, proximity to employment centers, and housing stock characteristics. The metrics below are sourced from Redfin transaction data, Zillow home value estimates, and U.S. Census Bureau demographic statistics.

Homes sold

15

Last 12 weeks

Days on market

54

Average pace

Active listings

8

Sale-to-list

96.8%

Below asking

Market trends

Market analysis for 12817

The 12817 real estate market is shaped by a combination of local demand, housing supply, and broader economic trends. As a leaning buyer's, homes are selling at approximately 96.8% of their listed price.

Year-over-year price trends are one of the most important indicators for both homebuyers and investors. Prices in 12817 have increased +8.2% compared to last year, suggesting continued demand and potential for further appreciation. For context, it's valuable to compare this trend against neighboring zip codes and the broader metro area to determine whether this performance is localized or part of a regional pattern.

The Zillow Home Value Index (ZHVI) for 12817 stands at $360,032, which represents Zillow's estimate of the typical home value in the area. Use our mortgage calculator to estimate monthly payments based on current home values and interest rates.

Community profile

Population

1,951

Median income

$72,813/yr

Median age

56.1 years

Owner-occupied

81.2%

College grads

39.2%

Avg commute

21.8 min

Living in 12817

Zip code 12817 is home to approximately 1,951 residents. The median household income is $72,813 per year, which shapes the types of homes and amenities available in the area. With a median age of 56.1 years, the community's age profile influences everything from school enrollment to local business types and recreational offerings. Approximately 81.2% of housing units are owner-occupied, indicating a stable, ownership-oriented community where residents have a vested interest in maintaining property values and neighborhood quality.

About 39.2% of residents hold a bachelor's degree or higher, which often correlates with access to knowledge-economy jobs and higher earning potential in the area. The average commute time is 21.8 minutes, which is close to the national average. These demographic factors, combined with the market data above, help paint a complete picture of what it's like to live and own property in 12817.

Frequently asked questions about 12817

What is the median home price in 12817?

The current median sale price in 12817 is $362,500, based on recent Redfin transaction data. Prices have changed +8.2% compared to last year. For the most up-to-date pricing and to see how this compares to nearby areas, use our comparison tool.

Is 12817 a buyer's or seller's market?

The 12817 zip code is currently classified as a leaning buyer's. This assessment is based on key indicators including months of supply, sale-to-list price ratios, and average days on market.

What is the population and demographics of 12817?

Zip code 12817 has a population of approximately 1,951 residents. The median household income is $72,813 per year. About 81.2% of homes are owner-occupied. This data is sourced from the U.S. Census Bureau and is updated annually.

How do I research neighborhoods in 12817?

Properties Incorporated provides comprehensive data for 12817 including median home prices, price history charts, days on market, active inventory, and Census Bureau demographics. To compare this area with other zip codes or cities, use our comparison tool. For mortgage planning, our mortgage calculator estimates monthly payments based on current prices and interest rates.

How often is the data for 12817 updated?

Market data on Properties Incorporated is updated regularly as new information becomes available. Redfin sales data is typically refreshed monthly, Zillow home value and rent estimates update monthly, and Census Bureau demographics are updated annually. Visit our data sources page to learn more about our data methodology and update schedules.

Get zip code 12817 market alerts

Weekly updates on prices, inventory, and trends. Free forever.

Partner

Buying a home? Your credit score matters.

A higher credit score means a lower mortgage rate — saving you tens of thousands over the life of your loan. Score Pros helps you understand, repair, and improve your credit before you apply.

Get a free clarity session