21409Cape St. Claire, MD Housing Market

Balanced market+13.6% YoY

$605,000median sale price

The 21409 zip code, located in Cape St. Claire, MD, is currently classified as a balanced market. The median sale price stands at $605,000, representing a +13.6% change year over year. Homes in this area spend an average of 43 days on the market before going under contract. There are currently 40 active listings in the area, which influences how much negotiating power buyers and sellers have.

Understanding zip-code-level data is essential for making informed real estate decisions. City-wide averages can mask significant variation between neighborhoods, and the 21409 market may perform differently from surrounding areas depending on local school quality, proximity to employment centers, and housing stock characteristics. The metrics below are sourced from Redfin transaction data, Zillow home value estimates, and U.S. Census Bureau demographic statistics.

Homes sold

49

Last 12 weeks

Days on market

43

Average pace

Active listings

40

Sale-to-list

99.2%

Below asking

Market trends

Market analysis for 21409

The 21409 real estate market is shaped by a combination of local demand, housing supply, and broader economic trends. As a balanced market, homes are selling at approximately 99.2% of their listed price.

Year-over-year price trends are one of the most important indicators for both homebuyers and investors. Prices in 21409 have increased +13.6% compared to last year, suggesting continued demand and potential for further appreciation. For context, it's valuable to compare this trend against neighboring zip codes and the broader metro area to determine whether this performance is localized or part of a regional pattern.

The Zillow Home Value Index (ZHVI) for 21409 stands at $582,694, which represents Zillow's estimate of the typical home value in the area. Use our mortgage calculator to estimate monthly payments based on current home values and interest rates.

Community profile

Population

20,619

Median income

$140,236/yr

Median age

43.8 years

Owner-occupied

88.5%

College grads

56.1%

Avg commute

33.3 min

Living in 21409

Zip code 21409 is home to approximately 20,619 residents. The median household income is $140,236 per year, which shapes the types of homes and amenities available in the area. With a median age of 43.8 years, the community's age profile influences everything from school enrollment to local business types and recreational offerings. Approximately 88.5% of housing units are owner-occupied, indicating a stable, ownership-oriented community where residents have a vested interest in maintaining property values and neighborhood quality.

About 56.1% of residents hold a bachelor's degree or higher, which often correlates with access to knowledge-economy jobs and higher earning potential in the area. The average commute time is 33.3 minutes, which is close to the national average. These demographic factors, combined with the market data above, help paint a complete picture of what it's like to live and own property in 21409.

Frequently asked questions about 21409

What is the median home price in 21409?

The current median sale price in 21409 is $605,000, based on recent Redfin transaction data. Prices have changed +13.6% compared to last year. For the most up-to-date pricing and to see how this compares to nearby areas, use our comparison tool.

Is 21409 a buyer's or seller's market?

The 21409 zip code is currently classified as a balanced market. This assessment is based on key indicators including months of supply, sale-to-list price ratios, and average days on market.

What is the population and demographics of 21409?

Zip code 21409 has a population of approximately 20,619 residents. The median household income is $140,236 per year. About 88.5% of homes are owner-occupied. This data is sourced from the U.S. Census Bureau and is updated annually.

How do I research neighborhoods in 21409?

Properties Incorporated provides comprehensive data for 21409 including median home prices, price history charts, days on market, active inventory, and Census Bureau demographics. To compare this area with other zip codes or cities, use our comparison tool. For mortgage planning, our mortgage calculator estimates monthly payments based on current prices and interest rates.

How often is the data for 21409 updated?

Market data on Properties Incorporated is updated regularly as new information becomes available. Redfin sales data is typically refreshed monthly, Zillow home value and rent estimates update monthly, and Census Bureau demographics are updated annually. Visit our data sources page to learn more about our data methodology and update schedules.

Get zip code 21409 market alerts

Weekly updates on prices, inventory, and trends. Free forever.

Partner

Buying a home? Your credit score matters.

A higher credit score means a lower mortgage rate — saving you tens of thousands over the life of your loan. Score Pros helps you understand, repair, and improve your credit before you apply.

Get a free clarity session